FINANCIAL ADVISOR
John Nardi

I bought my first investment, a Canada savings bond, at age 14 with money from my paper route and a grocery store job. At 16, I got a job at Loblaw and worked part-time for 10 years. I spent Loblaw earnings on things other than company stock. There may have been a dozen reasons, but in hindsight, investing in that company may have been one of the best things I could have done.

Hindsight is 20/20. For many investors, there are often deterrents to investing – competing expenses, fear of down markets, plenty of years left, no financial guidance – but...